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832 Childrens Money Back
1 Age Entry   0-12 yrs 
2 Policy Term   25-age yrs 
3 PPT   25-age yrs 
4 Sum Assured  1,00,000-No limit 
5 Sum Assured multiples  10000
6 Mode of payment   All 
7 Service Tax  
    1st year 4.50%
    Subsequent year 2.25%
8 Loan   After 3 yrs 
9 Surrender   After 3 yrs 
10 Risk Cover   Before the date of commencement of Risk
    An amount equal to total premiums paid excluding taxes
     
     After the date of commencement of Risk
    SA+Bonus+FAB 
     
     Risk Cover should not be less than 105% of total premiums paid
     
11 Money Back  
     Age at 18 20% of SA 
     Age at 20 20% of SA 
     Age at 22 20% of SA
    On Maturity i.e. Age at 25  40% of SA+Bonus+FAB
     PWB Rider is avaiable to avail the proposer age should be 18-55